Theft including Jewels

Is a Theft including Jewels cover for you?

Why do you need a Theft including Jewels cover?

You need a Theft including Jewelry cover to protect your personal belongings against the risk of theft and if you also want to insure your jewels, watches, etc. This insurance gives you peace of mind knowing that, in case of theft, you will be compensated for the replacement of your valuable items, such as electronic devices, furniture, and other precious belongings, including jewelry and valuables that may have been stolen. It is essential security for your home and your assets.

When do you need a Theft including Jewels cover?

You need Theft incl. Jewelry cover when you want to protect your personal belongings against the risk of theft. From the moment you own valuable items such as expensive watches, rings, necklaces, and other jewelry, it is important to chose for a theft cover that includes these items. Furthermore, this extended coverage also covers valuables that may have been left at your home and stolen by the thief.

What is covered and what isn't?

In the belief that real-life examples speak louder than definitions, here are some of the most common uses of the cover:

The main things that are covered

Your contents: all the contents of your insured property. Covered up to a maximum of 40.000 EUR, with a maximum of 4.000 EUR per stolen item.
Your jewelry and valuables: Covered up to a maximum of 10.550 EUR for your jewelry and up to a maximum of 400 EUR for your valuables.
Outside your residence: contents of cellars, attics and detached garages. Covered under certain conditions.
Your bicycle: stored at the insured address. Covered under certain conditions.

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Some things that aren't covered

Deductibles: the first 309,32 EUR is at your charge (amount indexed in January).
Non-compliance with prevention obligations: if there is a causal link with the theft (e.g. you left your home without locking the door).
Simple disappearance of contents.
Complicity: theft and vandalism committed with your complicity.

Check the information document (IPID)

For full details of the policy check out our terms and conditions.