Theft without Jewelry

Is a Theft without Jewelry cover for you?

Why do you need a Theft without Jewelry cover?

You need Theft without Jewelry cover to protect your personal belongings against the risk of theft and if you don't want to insure jewels. This insurance gives you peace of mind knowing that, in case of theft, you will be compensated for the replacement of your valuable items, such as electronic devices, furniture, and other precious belongings, excluding jewelry and valuables that may have been stolen. It is essential security for your home and your assets.

When do you need a Theft without Jewelry cover?

You need Theft without Jewelry cover when you want to protect your personal belongings against the risk of theft, but do not need or want to specifically cover your jewelry. This insurance gives you peace of mind knowing that, in case of theft, you will be compensated for the replacement of your valuable items, such as electronic devices, furniture, and other precious belongings, excluding jewelry. It is essential security for your home and your possessions.

What is covered and what isn't?

In the belief that real-life examples speak louder than definitions, here are some of the most common uses of the cover:

The main things that are covered

Your contents: all the contents of your insured property. Covered up to a maximum of 40.000 EUR, with a maximum of 4.000 EUR per stolen item.
Outside your residence: contents of cellars, attics and detached garages. Covered under certain conditions.
Your bicycle: stored at the insured address. Covered under certain conditions.

Some things that aren't covered

Deductibles: the first 309,32 EUR is at your charge (amount indexed in January).
Jewelry and valuables: if you need to cover those, have a look at our Theft including Jewels insurance cover.
Non-compliance with prevention obligations: if there is a causal link with the theft (e.g. you left your home without locking the door).
Simple disappearance of contents.
Complicity: theft and vandalism committed with your complicity.

Check the information document (IPID)

For full details of the policy check out our terms and conditions.