EN
Picture this: it’s a chilly winter morning, you’re rushing on your e-scooter to catch the train. The road is damp, cars are in a hurry, daylight hasn’t fully arrived yet… and in just one second of distraction, you end up on the ground.
That’s exactly what the numbers show. According to Assuralia, accidents involving soft mobility on the way to work have increased by 14% in five years. And while commuting accidents overall are decreasing, the share linked to bikes, e-scooters or speed pedelecs has risen from 34% to 43%.
E-scooters in particular are skyrocketing in the statistics: their accident numbers have multiplied sixfold since 2019. The consequences? Plenty of fractures and cuts, and for some speed pedelec users, more serious and sometimes permanent injuries.
A well-fitted helmet, visible lights, regular brake checks and a reasonable speed all make a big difference.
Choosing a calmer, well-lit route, especially in autumn and winter, is also a smart move.
Because beyond the shock, an accident can get costly: medical bills, time off work, damaged equipment… Better be prepared. With insurance that covers your bike or e-scooter trips, you can keep moving differently, but with peace of mind.
At SWINZ, we keep a close eye on these new ways of getting around – because your mobility evolves, and so does our protection.
