EN
SWINZ is an insurance product designed for tenants: it covers tenants (tenant liability and belongings) and most of the day-to-day risks for policyholders and their family members: Personal Liability, Legal Protection, Travel and Assistance, Soft Mobility and BOB. The Accidents and Disability cover can be added simply by clicking on it. It's an 'all-in-one' policy, including all the essential cover you need to protect yourself against everyday risks in a single digital contract in just a few clicks and using a single app. The product has been designed to eliminate gaps and duplication of covers and to optimise product pricing.
The single contract works like a subscription to a digital service (Spotify, Netflix, etc.): quick and easy to subscribe to, monthly premium, easy withdrawal and no constraints. Customers can also digitally manage their policy independently (viewing their contract, history and documents, making changes to the contract, withdrawing, reporting claims, changing their preferences, etc.) via the mobile application. The subscription process is entirely digital and takes less than 3 minutes. The personal information required to create the policy is filled in by the customer or their broker: once the first premium has been paid, the policy is immediately active.
SWINZ is based on blockchain (thanks to the InsurNode platform): this innovative platform offers unique flexibility in the construction of multi-branch phygital products (a combination of physical and digital contact), without constraints on integrated insurance. Although there are package-type solutions or contracts incorporating additional covers, a truly multi-branch policy is not currently available on the Belgian market. Abroad, Hedvig is the only company with a comparable offer, operating in the Nordic countries. The product is innovative because it covers most of the day-to-day risks faced by consumers looking for this type of solution in a single contract.
👉 The Magazine des Assurances
👉 The article in Principium
