EN
Cycling has never been more popular in Belgium! Whether it's for your daily commute, weekend rides, or quick errands, you're part of the growing number of Belgians who have embraced soft mobility. The numbers confirm this trend: more and more cyclists are choosing to protect themselves, with bike insurance policies increasing by an average of 13% last year, according to the latest Assuralia survey.
Since the health crisis, cycling has experienced renewed enthusiasm. Electric bikes, cargo bikes, racing bikes... two-wheelers are multiplying on our streets and often represent a significant investment. But beyond material value, it's your safety and that of other road users that matters most.
As a cyclist, you're not immune to accidents. What happens if you accidentally hit a pedestrian? If you damage a parked car? Or if you cause a group fall during a ride?
Bike liability coverage protects you financially when you involuntarily cause damage to third parties. This guarantee covers:
Without this protection, the financial consequences can be severe. Imagine having to compensate an injured person following an accident for which you're responsible: amounts can quickly reach several thousands of euros.
Electric bike breakdown in the countryside? Puncture during a business trip? Mechanical problem far from home? Bike breakdown assistance is there to get you out of these tricky situations. At SWINZ, this assistance also accompanies you when traveling on foot, by scooter, or step (up to 25 km/h).
This guarantee generally includes:
Particularly useful for electric bikes that can run out of battery or experience technical malfunctions, SWINZ assistance allows you to continue your activities stress-free, wherever you are in Belgium and even up to 30km beyond our borders.
At SWINZ, we understand that your insurance is complex and your needs aren't limited to a single risk. That's why our all-in-one pack automatically includes soft mobility liability and assistance coverage.
This approach offers several advantages:
Worldwide coverage: Whether you're cycling in Brussels, scootering in Paris, or walking in New York, you're covered for your liability anywhere in the world. Particularly convenient for your business trips or vacations!
Simplicity first: No more juggling between multiple insurers or contracts. Your soft mobility is automatically covered from your SWINZ subscription, alongside your other essential guarantees (personal liability, legal protection, home assistance...).
Transparent pricing: From €29/month depending on your family composition, you benefit from all basic coverages, soft mobility included. No nasty surprises, no hidden fees.
The numbers speak for themselves: accidents related to soft mobility represent 20% of all traffic accidents. Whether you use a bike, scooter, step, or travel on foot, the risks are real and can quickly become costly.
Insurers have understood it well: your needs evolve with your travel habits. After more and more cyclists realized the importance of protection in 2022 and 2023, this awareness continues to grow in 2024, with 13% more people choosing bike insurance.
This trend reflects collective awareness: cycling is fantastic, but it's even better when you're well protected!
With SWINZ, you opt for soft mobility with complete serenity. Our coverage accompanies you in all your travels in Belgium, whether it's going to the office, shopping, or going for a ride, knowing you're protected in case of unexpected events.
Don't wait any longer: your bike deserves the same attention as your car. With SWINZ, protect yourself, protect others, and ride with peace of mind!
More info on www.swinz.be, or download our terms and conditions and product information document.
